It has been a while since I have posted here. I'm trying to put in some extra work while things are busy at both jobs so I can pay off that furniture before my zero rate runs out in May. I've already saved $1000 and need about $500 more.
I have been setting budget limits for myself, but using my debit card instead of cash. I'm finding it much too easy to pull out that card and swipe for stuff I really haven't budgeted for. So, starting today, I'm trying envelope budgeting with cash. I went to the bank after work and pulled out $350 in various denominations. Now I just need to divvy that into my envelopes.
It sounds stupid, but I'm really excited to see how this works for me. I'm hoping this will make me think about things before I buy them. And I hope that at the end of this 2 weeks, I'll have a surplus in the envelopes.
My Experiment: Envelope Budgeting
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Starting this week, I am doing it ... good luck to us both!
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