I've never really worried about money before. Although I'm fairly frugal with my money, I have never tried to stay on a budget before. Yes, I have a budget set up in MS Money, but I never stressed about sticking to it. And I always seemed to have the money I needed to get by.
But 2007 has changed all that. I bought a house in May. This was a good move for me financially, since I won't be tossing my money away on rent anymore. But I've also spent a ton of money since May buying things I need for the new home: lawnmower, weed whacker, tools, furniture. It seems like there is always something I need for the house.
Buying a house was a smart move, but I have also made a couple of other money decisions that weren't so wise. In July, I purchased a new (to me) car. So, after years of having no car payment, I'm facing years of debt. I like the car, but I'm not sure this is the wisest decision I've made.
So, instead of stressing about what I've done, I've decided it is time to get proactive with my finances and get rid of that debt as fast as possible.
So, here's where I stand: I have $1580 left to pay on the new furniture I bought for the house. And $15,995 for the car.
I know I can reel my spending in and save money, and I'm excited to see what I can learn in this process.
An Introduction
August 5th, 2007 at 01:14 am
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July 26th, 2013 at 09:59 am 1374832755